If you'd put $1,000 in the S&P 500 in January 1995…
…it would be worth about $14,771 today — roughly 14.8× your money, about 9.0% a year. (price return only)
How this is calculated
We take the closing price of the S&P 500 on January 3, 1995 ($459.11) and the most recent close on March 10, 2026 ($6,781.48), a span of 31.2 years. The $1,000 grows in proportion to that price change.
This reflects the change in the index level only and excludes dividends. Including reinvested dividends, the total return would be meaningfully higher. Daily closing prices are sourced from public market data. Figures are nominal (not inflation-adjusted).
Common questions
Is this adjusted for inflation?
No. These are nominal figures — what the position would be worth in today's dollars, not adjusted for inflation. In real, inflation-adjusted terms the gain would be smaller.
Does this include dividends?
No. This tracks the price level of the S&P 500 and excludes dividends. With dividends reinvested, the total return would be higher.
Could I have actually bought this?
You can't buy an index directly, but low-cost index funds and ETFs aim to track the S&P 500. Real-world results would differ slightly because of fees, tracking error, and timing.
Keep exploring
Want to give someone a stake in this?
Numbers like these are why people are starting to give stock instead of gift cards. If you want to put a share of a company or index in someone's hands — a graduate, a new baby, a curious kid — that's what Beestow does: pick a company, set an amount, and they claim it with a tap. No brokerage account needed to start.
See how a single gifted share can compound →Past performance does not predict future results. Historical figures are for illustration only and are not investment advice.